Abstract

This paper examines the financial liquidity management practices of the Housing Bank of Algeria, a critical institution in the country's housing finance sector. By exploring the bank's strategies to maintain optimal liquidity levels, the study identifies the key challenges faced in a fluctuating economic environment. Through a detailed analysis of financial statements, regulatory frameworks, and market conditions, the paper provides insights into effective liquidity management techniques. Recommendations for improving liquidity management practices are also presented, aiming to enhance the bank's financial stability and support its role in promoting accessible housing.