Abstract

A very complex and significant challenge faced by Micro Small Medium Enterprise was during the Covid-19 Pandemic. Whether the emergence of the Covid 19 Pandemic is a threat to MSMEs in Indonesia, it is the opposite opportunity to cooperate symbiotically with companies and spice farmers. Indonesia is a suitable developing country to become a learning class. The purpose of this paper is to provide financing to Micro Small Medium Enterprise through symbiosis mutualism financing to provide solutions to the financial crisis faced by Micro Small Medium Enterprise. This type of research is interpretive qualitative. Data validation is done by Triangulation Test. The results of this study state that financing for Micro Small Medium Enterprise is currently very necessary because of the Covid pandemic conditions which are very detrimental to Micro Small Medium Enterprise. However, the financing that burdens Micro Small Medium Enterprise cannot be carried out because it cannot meet the requirements proposed. Financing originating from companies through a symbiotic partnership model of mutualism with the private sector uses funds for corporate social responsibility. Besides not being a burden, it is also like a grant model even though the grant is not in direct assistance.