An Analysis of the Algerian Citizen's Ability to Invest in Crowdfunding Platforms: A Study of Opportunities and Potential Returns

Abstract

This article examines the ability of the average Algerian citizen to invest in crowdfunding platforms, with a focus on projects that suit their limited income. It addresses income distribution and identifies suitable types of projects for investment, such as agricultural projects, handicrafts, and simple technology ventures. The article also discusses the expected returns for each project based on the level of risk and timeframe. Additionally, it highlights the challenges facing crowdfunding in Algeria, including the lack of financial awareness, weaknesses in financial and technological infrastructure, and the legislative needs to ensure the success of crowdfunding platforms in supporting the local economy.